Video Podcasts

Aon Hewitt's Ken Sperling appeared on CNBC's "Street Signs" on October 5, 2012 to discuss health care exchanges and what they mean for employees.

Aon Hewitt’s 2011 research report analyzes 401k participant behavior across the quality of participation, plan balances, investments, account activity, and demographics of more than 3 million employees eligible for defined contribution plans.

Many studies show the growing gap between retirement needs and resources. A number of factors contribute to the savings shortfall, including volatile investment markets, rapidly increasing health care costs and reduced pensions from defined benefit plans. Another, sometimes overlooked component is a premature erosion of plan assets from employees’ defined contribution accounts. Known as leakage, this erosion is the result of early withdrawal by participants of money from their retirement accounts for uses other than retirement.