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Websites Could Increase Business Risks Without Human Touch

LONDON, 25 September 2007 – Websites are risking liability claims and their organisation’s reputation by ignoring the human element in managing content quality.

Speaking today to web professionals at the ‘Streamlining web content publishing and approval’ conference, Sanjay Morzaria, web content manager at Aon, is urging his peers to rethink the human element in web technology and introduce ‘service level agreements’ for relevant employees. This will help ensure accuracy of information and miminise risks to the business. 

Aon’s Global Risk Survey 2007 shows that companies view damage to reputation and third party liability as the first and third top risks to their organisation. Inaccurate information on the website can affect both of these through:

  • regulatory compliance through bodies such as the Financial Services Authority;
  • legal observance from Disability Discrimination Act and Data Protection Act to copyright and E-commerce laws;
  • brand & reputation protection;
  • defamation;
  • breach of privacy.

Sanjay comments: “Spellcheck may pick up typos but it can’t tell if your website is legally compliant or if the copy is libellous. This is where you need skilled people to vet the content and take responsibility. Companies tend to rely on their content management systems to manage accuracy as they do not realise the extent of the damage that could be caused without human intervention.”

To supplement the use of technology, Sanjay has designed and launched formal service level agreements (SLA) for content owners as a quality assurance tool.  He adds: “By formalising the process at a management level, you are placing a responsibility on content owners that is far more powerful than technology alone. The SLA will also cover the need to deal with customer queries promptly and compliance with the Data Protection Act. The result is that content owners take particular care in following your company guidelines and best practice when publishing content. More importantly, your customers receive a much richer interaction with your website.”

Steps to creating service level agreements are:

  1. create a robust process with management on approving content and reacting to enquiries;
  2. agree SLA wording depending on your business culture and employees, bearing in mind technical competence;
  3. achieve management ownership of SLAs and set out guidelines to ensure individuals understand why the process is so important.

Jon Upshall, broking director at Aon Global, explains why he is advising clients to seriously consider the risks around their websites: “We’re seeing music and video websites with user generated content hit by multi million pound lawsuits but corporate sites are equally at risk. Organisations need to use good risk management, such as legal peer review and service level agreements, to control content in their communications channels.

“This is even more crucial as websites are excluded from typical public/products liability insurance policies. This leaves companies unable to claim for legal expenses or any other costs as a result of inaccurate content or copyright infringement, unless specific media liability coverage is purchased.”


About Aon

Aon Corporation (NYSE: AOC), ranked by A.M. Best as the number one global insurance brokerage based on brokerage revenues and voted best insurance intermediary, best reinsurance intermediary and best employee benefits consulting firm by the readers of Business Insurance, is a leading provider of risk management services, insurance and reinsurance brokerage, human capital and management consulting, and specialty insurance underwriting. There are 43,000 employees working in Aon's 500 offices in more than 120 countries. Backed by broad resources, industry knowledge and technical expertise, Aon professionals help a wide range of clients develop effective risk management and workforce productivity solutions.

This press release contains certain statements related to future results, or states our intentions, beliefs and expectations or predictions for the future which are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from either historical or anticipated results depending on a variety of factors. Potential factors that could impact results include: general economic conditions in different countries in which we do business around the world, changes in global equity and fixed income markets that could affect the return on invested assets, fluctuations in exchange and interest rates that could influence revenue and expense, rating agency actions that could affect our ability to borrow funds, funding of our various pension plans, changes in the competitive environment, our ability to implement restructuring initiatives and other initiatives intended to yield cost savings, our ability to execute the stock repurchase program, potential regulatory or legislative changes that would affect our ability to sell, and be reimbursed at current levels for, our Sterling subsidiary’s Medicare health product, changes in commercial property and casualty markets and commercial premium rates that could impact revenues, changes in revenues and earnings due to the elimination of contingent commissions, other uncertainties surrounding a new compensation model, the impact of investigations brought by state attorneys general, state insurance regulators, federal prosecutors, and federal regulators, the impact of class actions and individual lawsuits including client class actions, securities class actions, derivative actions, ERISA class actions, the impact of the analysis of practices relating to stock options, the cost of resolution of other contingent liabilities and loss contingencies, and the difference in ultimate paid claims in our underwriting companies from actuarial estimates.  Further information concerning the Company and its business, including factors that potentially could materially affect the Company’s financial results, is contained in the Company’s filings with the Securities and Exchange Commission.

Aon Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only.

Aon Limited is authorised and regulated by the Financial Services Authority in respect of insurance mediation activities only.

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