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Aon launching flood coverage for organizations impacted by Hurricane Harvey

CHICAGO (Aug. 29, 2017) – Following the massive flooding in parts of Texas and the Gulf Region, Aon is launching Aon Flood Secure, an insurance product that will provide replacement coverage to U.S. organizations that have impaired or exhausted aggregated flood limits on their property policies.

Flood coverage is one the few aggregated limits found on most property policies. To meet the urgent need of organizations directly affected by extensive flooding from Hurricane Harvey and help mitigate the risk of organizations being uninsured for future floods, Aon Risk Solutions, the global risk management business of Aon plc (NYSE: AON), is creating a flood limit reinstatement product for its clients. 

Aon Flood Secure will provide pro-rata pricing for reinstated limits and terms of less than 12 months for subsequent or future events. It is designed to replace eroded or exhausted flood aggregate coverage and will match existing carrier agreements to provide reinstatement of impaired flood coverage.

“The impact to Texas and the Gulf Region is already very significant and the entire impact is yet to be fully realized from Hurricane Harvey,” said Rick Miller, U.S. Property Practice leader of Aon Risk Solutions.” Aon Flood Secure is designed to provide limits of $25 million or more through top rated global insurers and can include high hazard flood zones. Each risk will be separately underwritten with policy terms up to one year.”

Flood Secure is not intended as a replacement for National Flood Insurance Program coverage. Clients should consult their policy for actual details of the replacement coverage.


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