DUBLIN, June 16, 2026 - Aon plc (NYSE: AON), a leading global professional services firm, today announced the launch of Contract AI, a new artificial intelligence platform for insurers to rapidly assess exclusions in reinsurance contracts and shape better coverage with insight into reinsurer appetite.
Contract AI interrogates Aon’s entire U.S. and Canada contract database from the past three years in real-time, to assess global market coverage trends, exclusions and limitations, with data analyzed on an aggregated basis to protect privacy. This allows Aon brokers to provide strategic advice to their clients on future coverage requirements, and is a further example of how Aon is developing AI-driven solutions that empower colleagues to increase the value they can deliver to clients.
Traditionally, assessing market-wide coverage impacts from complex events required an extensive manual review of carrier communications, clauses, exclusions, endorsements and broker intelligence – a process that could take days or even weeks.
Contract AI covers 15 lines of reinsurance business, from property and casualty to E&S and Life. The tool enables Aon’s reinsurance brokers to evaluate evolving clauses, exclusions and broader market trends to negotiate and optimize cover for insurer clients.
Contract AI can be used both reactively following key events – from natural catastrophes to geopolitical instability, cyber incidents and supply chain disruptions – and preemptively during renewal periods to identify coverage changes, understand reinsurer appetite and advise on market benchmarks to support peer review and placement strategies.
“We need to ensure that our clients have robust coverage with no gaps or surprises to fulfill claims commitments to their customers and create sustainable portfolios,” said Randy Stanco, President, U.S. Reinsurance Business Performance at Aon. “Contract AI enables our reinsurance brokers to quickly analyze market developments at scale, identify emerging coverage considerations and provide clients with timely, relevant advice to meet strategic goals.”
Developed by the firm’s Risk Capital Product Team, Contract AI leverages large-scale data aggregation, natural language processing and intelligent search capabilities across market data sources, enabling Aon brokers to rapidly synthesize results and provide clear, concise insights to clients.
Marc Boone, global head of product strategy for Reinsurance at Aon, added: “Contract AI advances Aon’s position in developing innovative technology that enhances the analysis of critical reinsurance coverage, building trust and resilience across our industry. As the risk landscape becomes ever more dynamic, Aon’s AI-enabled capabilities will play an important role in helping organizations make more informed business decisions.”
The development of Contract AI is a further example of Aon’s 3x3 Plan in action; in 2024, the firm committed $1 billion to help clients make better decisions on interconnected issues through its Risk Capital and Human Capital capabilities, while deploying AI and advanced analytics to turn data into real-time, actionable insight.
About Aon
Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.
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